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But - if you have, say, 8 years NCB - you can't insure both cars at once with 8 years NCB, you have to build up 2 lots Insurance companies vary in their policies. Most will say the NCD is for the first car only. However, if you insure both cars with the same company then they are often quite happy to give you the same or partial discount on the second car. Admiral is one company I know will offer full NCD on 2 cars, but ring around to find the best deal!
My husband wanted to insure a second car with Privilege, who he was already with. However they offered no concessions on NCD for the second car. He used confused.
They offered one year NCD on the second car and was given a much fairer offer. I was with Diamond who mirrored my NCD on my second car, So the following year I changed Insurance companies, and still had two cars with full no claims. On the first car, you can use your NCB and on the second car, you'll get a discount because you're purchasing 2 car insurance policies with the same company.
Note that not all insurance companies provide this discount. A no claims bonus relates to a person not a vehicle so why can I not own two vehicles and claim an NCB on both of them, I can only drive one. Can I use my no claims bonus on two vehicles? Get help with your own questions, discover what's new and talk with people doing the same thing This is a premium community exclusive to our members to discuss all things motoring where some of the discussions have been made public but read-only for you to get a taste of what it's like on the inside.
Join Community. My husband has 9yrs NCB on a van and just bought a car. We have gone with BEWISER Insurance, he has had to start this year with zero NCB, but as long as he stays claim free this year they will give him his 9yrs on next years policy which he will be able to carry forward on future policies. Hope this helps. Gordon, That's correct - the no claims bonus NCB that you are entitled to is applicable to just one vehicle at a time. Similar topics you may like.
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